PT BFI Finance Indonesia Tbk (BFI Finance) is one of the long-established pioneers in the financing sector in Indonesia. Founded in 1982, BFI Finance is recognized as a company with a wide network, supported by more than 200 financing outlets across provinces. In 1990, the Company became one of the first multifinance companies to list its shares on the Jakarta Stock Exchange and Surabaya Stock Exchange (both now known as IDX), with the ticker code BFIN.

PT BFI Finance Indonesia Tbk

<ul>
	<li>Melakukan survei terhadap calon lessee dan menyusun serta menganalisis kelayakan konsumen dalam bentuk laporan atau marketing memo, guna memastikan bahwa konsumen memenuhi syarat untuk mendapatkan pembiayaan dan meminimalisasi risiko kredit macet.</li>
	<li>Memproses aplikasi pembiayaan Corporate (terutama untuk produk alat berat dan machinery) sesuai dengan ketentuan dan kebijakan yang berlaku, untuk memberikan kontribusi optimal dalam mencapai target booking Corporate cabang.</li>
	<li>Menjalin kerjasama dengan supplier dan lessee yang ada, serta mengembangkan hubungan dengan supplier dan lessee baru, untuk meningkatkan kontribusi terhadap pencapaian target booking Corporate cabang.</li>
	<li>Berkolaborasi dengan tim collection internal cabang untuk memastikan target collection tercapai dan permasalahan collection leasing cabang dapat diselesaikan.</li>
</ul>

Marketing Corporate Executive

Sinergi yang saling menguntungkan
Tahun 2015 menjadi titik balik bagi Bank Mandiri Taspen, dimana Bank Mandiri Taspen memutuskan untuk menjadi bank yang unggul di nasional pada segmen pensiunan dan UMKM, yang diwujudkan dalam program sinergi yang dilaksanakan melalui 2 (dua) kontribusi utama dan benefit, yaitu PT. Bank Mandiri (Persero) Tbk. dan PT. Taspen (Persero).

Visi Bank Mandiri Taspen : Menjadi mitra terbaik dan terpercaya dalam memberdayakan dan mensejahterakan.
Misi Bank Mandiri Taspen :
1. Menciptakan pertumbuhan bisnis dan kesejahteraan melalui produk dan layanan keuangan terbaik
2. Fokus pada kebutuhan UMKM dan Pensiunan dengan menyelaraskan kepentingan ekonomi, sosial dan lingkungan

PT Bank Mandiri Taspen

<ul>
	<li>Melakukan pemasaran kredit pensiunan dalam rangka pencapaian target bisnis bank.</li>
	<li>Menjaga agar mutu dari pelayanan kepada nasabah berada di tingkat yang paling tinggi</li>
	<li>Memonitoring dan melakukan pembinaan kepada tim marketing kelolaannya secara berkala guna meningkatkan produktivitas.</li>
	<li>Melakukan monitoring, maintenance dan menjaga kualitas kredit pensiunan kelolaannya serta memastikan proses kredit berjalan sesuai ketentuan dan prinsip kehati-hatian</li>
</ul>

Lokasi Penempatan: Medan, Pekanbaru, dan Tarutung

Relationship Officer Pensiunan Sumatera

Holding BUMN Danareksa adalah instrumen strategis Pemerintah Republik Indonesia yang berperan sebagai holding transformasi dan investasi atas
lebih dari 40 perusahaan multisektor di bawah kepemilikan langsung dan tidak langsung dengan total aset sebesar Rp60 triliun dengan tujuan untuk
meningkatkan skala bisnis menjadi perusahaan berkinerja tinggi dengan tata kelola unggul yang berkontribusi signifikan bagi perekonomian dan
masyarakat.

Danareksa.

<ul>
	<li>Develop and standardize the accounting system (PSAK–IFRS, etc.) and Chart of Accounts (COA) in accordance with applicable regulations</li>
	<li>Record financial transactions, including accounts receivable and accounts payable, and manage the company’s accounting system in line with generally accepted accounting procedures</li>
	<li>Manage the recording of company assets, including capitalization, asset valuation analysis, and economic feasibility studies for asset disposal/write-off</li>
	<li>Perform calculation and bookkeeping of the company’s revenue</li>
	<li>Prepare the company’s financial reports in accordance with applicable regulations</li>
	<li>Manage asset values, data, and reports, as well as monitor system operations, conduct analysis, and handle corrections/adjustments to journal entries in the system</li>
	<li>Manage taxation matters, including the preparation of tax strategies and plans, and monitor the implementation of these strategies and plans</li>
	<li>Implement taxation activities, including analysis and verification of tax payment requests, periodic tax calculation and evaluation (monthly/annual), and evaluation of the company’s tax reporting system</li>
	<li>Handle follow-up and resolution of tax matters, including compliance evaluation, reconciliation and equalization of tax payment and reporting data, and resolution of findings from the reconciliation and equalization of the company’s taxes.</li>
</ul>

Accounting & Tax Division Personnel, PT Danareksa Persero

KB Bukopin as a trusted public company has strengthened its existence as a banking institution that delivers competitive advantage in the field of Micro, Small, Medium and Cooperative (MSMC) Business, supported by its commercial and consumer segment. The implementation of operational programs has further enhanced Bank Bukopin's public service by delivering "the bank for all payment" icon. The improvement of service quality and other innovative product development of the Bank has further built a strong relationship with the customers and its business partners across the country.
All of these intensive measures have brought KB Bukopin to a new era and geared up for sustainable growth, with one aim of delivering the best value for all the stakeholders.
As of March 31, 2021, KB Bukopin's shares were 67% owned by KB Kookmin Bank, PT Bosowa Corporindo 10.03%, the Republic of Indonesia 3.18% and the public reached 19.78%.
On February 23, 2021, after obtaining approval from the OJK on February 8, 2021, the Company, announced a change in the name and new logo of PT. Bank Bukopin, Tbk. to become PT. Bank KB Bukopin, Tbk. As Known KB Bukopin with a new tag line "Together, we are the financial stars."


PT Bank KB Bukopin Tbk

<ul>
	<li>Bertanggung jawab untuk membangun, menjaga, dan mengelola hubungan dengan nasabah bisnis kecil dan menengah (SME) dengan tujuan peningkatan kepuasan pelanggan dan retensi.</li>
	<li>Melakukan solicit untuk mencari debitur prospek untuk pengajuan kredit dan penempatan dana, sesuai dengan target yang diberikan</li>
	<li>Pendanaan dan Pengembangan Portofolio : Bertanggungjawab untuk memperluas portofolio kredit dan nasabah SME dengan melakukan analisis kredit, menilai risiko kredit, serta memproses aplikasi kredit secara efisien</li>
	<li>Pemantauan dan Pengelolaan Risiko</li>
</ul>

Relationship Manager SME Medan

Making dream homes happen since 2015, Dekoruma is a rapidly-growing tech startup aiming to put a stop to the inefficiencies that have long occurred in the Home & Living industry. We believe that everyone is entitled to easy access not only to quality furniture at an affordable price, but also economical home design and its nitty-gritty. Since its establishment, we have launched vertically integrated business units (and even more to come), two of them being interior design services and material supply store.

While interior design services and furniture manufacturers remain abundant, there has yet to be a one-stop platform that actualises the A to Z’s of realizing your dream homes. Dekoruma intends to be the one answer to this demand.

Engage in a workplace surrounded by vibrant energy and youth who does work that matters and improvements that make a difference. We seek to create a working environment that is dynamic, and above all, impactful. In Dekoruma, we work for a cause, not just applause.

Dekoruma

<ul>
	<li>Perform Quality Checking of designers’ design result (includes technical drawing) to ensure clients’ goals and needs are met in a timely manner</li>
	<li>Monitor designers’ performance and progress (includes the design timeline) to ensure quality and timeliness are met</li>
	<li>Manage designers’ projects working schedule and adjust when necessary</li>
	<li>Achieve monthly and annual sales target of custom interior product selling.</li>
	<li>Establish and maintain good business relationships with existing and potential clients (including client’s pipeline) to nurture future businesses.</li>
	<li>Build, lead and train a team of designers (Dekoruma Designer Program) in an efficient and capable manner, including setting team goals and objectives.</li>
	<li>Monitor project progress and solve the issues along with related departments to minimize product/design absorption; also work together with DDP to communicate it to clients.</li>
	<li>Manage pricing, billing, and collections to clients following signed agreement.</li>
</ul>

Curriculum Design and Development

Architectural Design

Customer Service

Interior Designer Sales Manager Medan

Toyota Astra Financial (TAF) was established by Astra International and Toyota Financial Services Corporation as a financial company and part of both Astra Group and Toyota value chains to provide financing solutions which support automotive sales in Indonesia.

Offers varieties of financing facilities, primarily focused on financing vehicles, with the option of conventional or sharia financing according to customer needs.

TAF develops a reliable service network based on good relationship with dealers, digitalization for more optimal access and connectivity in the business ecosystem, as well as agile organization with embedded risk management lifestyle.

Build Your Future with TAF!
1.	Health insurance for all TAF Employees
2.	Training and promotion chance in all TAF business sectors
3.	A positive working environment that promotes employee safety, growth, and goal attainment

Vision
Preferred financing solution for Toyota ownership through service excellence.

Mission
1.	To provide best value to customers
2.	Being a partner of Toyota to achieve long term success
3.	To provide sustainable value creation to stakeholders
4.	Being an employer of choice
5.	To share prosperity to community

Toyota Astra Financial Services

<ul>
	<li>Mensosialisasikan produk dan layanan, membina hubungan baik dengan dealer Toyota &amp; Daihatsu untuk meningkatkan pencapaian sales target.</li>
	<li>Menjalankan aktivitas penunjang penjualan (mendukung pameran, showroom event, dll) untuk meningkatkan pencapaian sales target.</li>
	<li>Menindaklanjuti prospek customer Repeat Order (RO) / Additional Order (AO) yang berasal dari Tele Marketing (TM)</li>
	<li>Membuat simulasi kredit dan melakukan negosiasi, baik dengan dealer maupun calon pelanggan, untuk mendapatkan aplikasi pembiayaan pelanggan.</li>
	<li>Melakukan proses survei (wawancara dengan narasumber, pengamatan lingkungan dan mengambil gambar) serta membuat dan menyerahkan laporan hasil survei</li>
	<li>Melengkapi data aplikasi pembiayaan dan dokumen pendukungnya, termasuk melakukan konfirmasi melalui telepon, proses data entry, dan inisiasi untuk menunjang proses analisa kredit yang cepat dan akurat.</li>
	<li>Bertanggung jawab atas kebenaran dan kesesuaian dokumen dan data yang terkait dengan data pelanggan dan data kendaraan.</li>
	<li>Melakukan pemantauan status aplikasi pembiayaan agar mencapai target SLA yang ditetapkan.</li>
	<li>Memonitor status aplikasi backlog untuk mencapai target penjualan yang ditetapkan.</li>
	<li>Menginformasikan hasil keputusan kredit kepada pihak-pihak terkait, serta menindaklanjuti dokumen tambahan apabila terdapat data informasi yang perlu dilengkapi.</li>
	<li>Mencetak dokumen kontrak, menjelaskan isi kontrak kepada pelanggan, meminta tanda tangan dokumen kontrak dan mendokumentasikan foto tanda tangan kontrak bersama pelanggan (debitur) untuk memastikan kesesuaian dengan prosedur.</li>
	<li>Menindaklanjuti dokumen kelengkapan kendaraan dan dokumen tagihan dari dealer untuk memastikan kelancaran proses pembayaran kendaraan ke dealer (disburse).</li>
	<li>Memastikan sistem integrasi akuisisi (B2B) dengan dealer terlaksana dengan baik.</li>
	<li>Mengarahkan dan memberikan penjelasan cara pembayaran angsuran kepada pelanggan untuk memastikan cara bayar yang efektif dan efisien.</li>
	<li>Memberikan informasi dan mengarahkan pelanggan untuk mengunduh aplikasi konsumen TAF.</li>
	<li>Memonitor pembayaran selama periode waktu tertentu sesuai dengan parameter yang ditetapkan oleh perusahaan dan bekerjasama Kelancaran pembayaran angsuran dengan fungsi AR management untuk memastikan agar pelanggan yang telah jatuh tempo memenuhi kewajibannya. 
	 </li>
</ul>

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Marketing Corporate Executive

Relationship Officer Pensiunan Sumatera

Accounting & Tax Division Personnel, PT Danareksa Persero

Relationship Manager SME Medan

Interior Designer Sales Manager Medan

Sales Officer Medan